FINANCE

Money makes the world go around. Providing invaluable information to help firefighters understand their money and finances, they will quickly see it’s not how much you make, but how much you save. We teach firefighters — notorious bargain hunters who love a good deal — how to keep their hard-earned money in the bank, revealing money managing strategies, tips and suggestions on budgeting as well as retirement planning and understanding debt.

Latest: FINANCE

Command Your Cash Flow

Every firefighter understands financial stress. You aren’t alone. Be proactive, not reactive. Create a budget, analyze your cash flow, patch the leaks, and set goals. The money stress won’t suddenly disappear: in fact, it may never entirely go away. But, by taking command over your finances, you will begin to notice that you are less anxious, more focused, and better prepared to deal with life’s uncertainties.

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HOW TO PREPARE FOR RETIREMENT WHEN YOU’RE FIVE YEARS OUT

Your firehouse brothers and sisters are your second family – and they always will be. Retirement from a life-long career can be stressful for most people, regardless of the occupation. But for firefighters, that final descent down the ladder can be downright scary. You spent decades planning, training and developing your skills in public safety, …

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DEVELOPING HABITS THAT LEAD TO FINANCIAL GOAL ACCOMPLISHMENT

All my life, I’ve been told to set goals. You probably have too. The thing is, though, setting a goal doesn’t accomplish it. It’s the follow-through that matters.  Completing a marathon is a goal. Training every day is the habit that accomplishes it. If you’re interested in achieving your financial goals, you must first practise …

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SOLID STRATEGIES FOR RETIREMENT

“Part of retirement planning includes risk planning as well, ensuring you have adequate insurance in place so that your family is looked after if anything happens to you.” Retirement planning. Don’t let these two words scare you. While the thought of determining pensions, government benefits, retirement age and lifestyle goals send some people running in …

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FINDING HAPPINESS ON THE PATH TO RETIREMENT

Ask any retired firefighter and they will tell you that their final climb down the ladder had elements of uncertainty and loss. For decades, you’ve had a place to go, a job to do and people relying on you. When you started your career, you took a pledge to serve and protect others, but in …

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PAY CHECK TO PAY CHECK

“I paid the bank note, the car note, an’ yes, I paid the ‘phone bill too An’ then I turned around an’ I found that the house note’s due Well, I’d love to take you out like I said I would, honey But there’s too much month at the end of the money” The famous …

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IS FINANCIAL STRESS MAKING YOU SICK AND TIRED?

Losing sleep about money won’t make your troubles go away. It’s past midnight and you know you should be sleeping, but your brain is on overdrive and your body is restless. Your credit card is past due and your bank account is in the red. Your oldest is also applying to post-secondary schools, but you …

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DO YOU HAVE TOO MUCH MONTH AT THE END OF YOUR MONEY?

The harsh reality is that you are not poor but your money management might be. The famous words sung by Marty Stuart have us dancing along with his catchy tune, but the reality is much less dance worthy. For some, the end of each month approaches with the painful realization that there is not enough …

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